Terms and conditions of citiumonoraevo.com
These terms govern your use of citiumonoraevo.com and its financial planning solutions in Australia. Please read them carefully before accessing or using the site’s services.
September 10, 2025
Acceptance of terms
By accessing or using citiumonoraevo.com, you agree to comply with these terms and all applicable laws. If you do not agree, please do not use the website or its services.
Definitions
For clarity, the following definitions apply throughout these terms.
'Site' refers to citiumonoraevo.com and all associated content and services.
'User' means anyone who visits or interacts with the site.
'Services' means the financial planning solutions and related content provided on the site.
'Team' refers to employees, contractors, and representatives of citiumonoraevo.com.
Permitted use of services
Services are provided for informational and consultation purposes. They must not be used for unlawful, prohibited, or unauthorised activities.
Eligibility
You must be at least 18 years old and able to form legally binding contracts to use our services.
Under 18s may not use this site.
User responsibilities
Users must comply with site rules, provide accurate information, and respect the rights of others.
Prohibited uses
The following actions are strictly prohibited:
Intellectual property rights
All site content, branding, and features are the property of citiumonoraevo.com or its licensors. Use is allowed only as described and for personal, non-commercial purposes.
User content
You may submit information or feedback as permitted. Do not share unlawful, offensive, or confidential third-party content.
Rights to user submissions
By submitting content, you grant citiumonoraevo.com a non-exclusive right to use it for service delivery. You retain ownership of your content.
Privacy and data protection
Your privacy is protected under our privacy policy. Please review the policy to understand how your data is collected, used, and stored.
Read our privacy policyDisclaimers and notices
Please review our disclaimer for important limitations and legal information.
Important disclaimer notice
Information is provided for general guidance only and does not replace professional advice. Results may vary.
Limitation of liability
citiumonoraevo.com is not liable for any direct or indirect damages arising from site use, reliance on content, or service interruptions.
Indemnification
You agree to indemnify citiumonoraevo.com from any claims resulting from your site use or violation of these terms.
Resolving disputes
Disputes will be resolved through negotiation or alternative dispute resolution where possible.
Arbitration
If negotiation fails, disputes may be resolved through binding arbitration under Australian law.
Arbitration is final and binding for both parties.
Online dispute resolution
You may also use official online dispute resolution services as available in Australia.
Read more about our dispute processSeverability
If a provision is found invalid, the rest remain effective.
Entire agreement
These terms constitute the complete agreement between you and citiumonoraevo.com regarding site use.
Governing law and jurisdiction
These terms are governed by Australian law. Disputes are subject to the jurisdiction of Australian courts.
Termination
We may suspend or terminate access for violations of these terms or for security reasons.
Changes to terms
We reserve the right to update these terms. Continued use of the site indicates acceptance of changes.
Contact for terms
For questions about these terms, please get in touch with our team.
Contact email: content@citiumonoraevo.com
Contact phone: +61 2 0564 2696
Contact address: 265 King Street, Newcastle, NSW 2300 Australia
Effective date: September 10, 2025
Version: 2.0